Whether you're buying, refinancing, or putting your equity to work, Fluxx has access to multiple lenders and dozens of programs. Pick where you'd like to start, or let us point you in the right direction.
First home, next home, or investment property.
Lower your payment, shorten your term, or change your loan.
Turn your home's value into cash for what matters next.
Programs built for business owners and non-traditional income.
You don't need to know the right loan before you reach out. Tell us what you're trying to do, and a licensed loan originator will walk you through your options. No pressure, no obligation.
A conventional loan is a type of loan that is not insured by the government. Conventional loans offer more flexibility and fewer restrictions for borrowers, especially those borrowers with good credit and steady income.
FHA home loans are mortgages which are insured by the Federal Housing Administration (FHA), allowing borrowers to get low mortgage rates with a minimal down payment.
VA loans are mortgages guaranteed by the Department of Veterans Affairs. These loans offer military veterans exceptional benefits, including low interest rates and no ...
A jumbo loan is a mortgage used to finance properties that are too expensive for a conventional conforming loan. The maximum amount for a conforming loan is $766,550 in...
If you file taxes with an Individual Taxpayer Identification Number (ITIN), many lenders won’t work with you. Through our lending partners, Fluxx offers ITIN loan programs..
USDA loans are low-interest mortgages with zero down payments designed for low-income Americans who don't have good enough credit to qualify for traditional mortgages...
Programs that qualify you on your credit, assets, or a property’s rental income instead of traditional income documentation. A strong fit for investors....(Available programs vary by property type: primary residence, second home, or investment.
Business write-offs can make your income look lower than it really is. Our programs let you qualify with bank statements, 1099s, a CPA-prepared P&L, or your assets instead of tax...
More programs means more ways to say yes.
A bank offers its own products. As a broker, Fluxx compares programs across multiple lenders, so we can match your situation to the loan that fits instead of fitting you into one menu.
