Fluxx Mortgage & Financial
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Refinance for a reason, not a sales pitch.

Check If Refinancing Makes Sense

With access to multiple lenders and programs, we'll compare your options and tell you plainly whether refinancing makes sense right now.

Why Homeowners Refinance

  • Lower the monthly payment
  • Pay off the home sooner
  • Remove mortgage insurance
  • Switch from an adjustable rate to a fixed rate
  • Take cash out for renovations, debt payoff, or investing
  • Consolidate higher-interest debt
  • Remove a borrower after a divorce or life change
  • Refinance a rental or investment property

Self-employed, recently changed jobs, or have a unique situation? We have programs for that too.

Is it worth it?

Review your current loan.

Share your goals and current mortgage details.

 Compare options.

We show you programs side by side.

 Apply securely & close

Upload documents through our secure application. Sign your new loan and your old one is paid off.

Self-employed? Our equity options work with alternative income documentation too.

Programs available

  • Conventional 
  • FHA 
  • VA (including IRRRL) 
  • USDA 
  • Jumbo  
  • Cash-Out 
  • Bank Statement & Alternative Income 
  • DSCR for investors

Your home secures these loans. We'll help you borrow with a clear plan for repayment.

Loan Process

We compare your closing costs to what you’d save and how long you plan to stay. If it doesn’t make sense, we’ll tell you.

Request a free Refinance review.

A shorter term, removing mortgage insurance, switching to a fixed rate, taking cash out, or removing a borrower.

Watch our Smart Refinancing webinar

Costs vary by loan and location. You’ll get an itemized Loan Estimate before you commit, and some costs can often be rolled into the loan.
Get your refinance quote

We will start with a pre-qualification which is a soft pull and it doesn't affect score. Once we move forward with loan The credit check for your application may cause a small, temporary dip. We’ll explain each step before it happens. Start your secure application to see what you qualify for.

It depends on your loan type. Some programs have waiting periods. Speak with a loan originator about your loan. 

Contact Loan Officer


Find out how a refinance can help.

Compare My Refinance Options

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